More Happy Homeowners

See what our clients are saying.

Kristen Haley
10 months ago

Chris was great to work with. He gave us all of the options and pros and cons of each. I really feel he was looking out for our best interest. Made the process so easy. We would highly recommend!

Raymund Contreras
Colorado Springs Colorado
1 year ago

They were very prompt with responding to our needs. Took the time to listen and answer all of our questions. Very courteous and helpful through the whole process.

Peter Sweeney
Thornton Colorado
1 year ago

It’s not often I have such high regard for a lender as a Realtor. One of the smoothest transactions I’ve had the pleasure of partnering, all expectations exceeded!

Karen Groce
1 year ago

Chris went above & beyond For reasons out of our control this was an exceptionally challenging mortgage to obtain. He continually stepped up.

Christina Mendoza
Thornton Colorado
1 year ago

I had a great experience with XCountry Mortgage. Chris Malouf was excellent to work with--very professional and efficient. I would work with him again in a heartbeat!

Lizabeth Lyon-Brown
Louisville Colorado
1 year ago

Hubby & I bought our home in Longmont with Chris's help. And we got it done in plenty of time & within our budget. Such a great help! Always answered our questions fully & promptly.

Jessie Israel
Commerce City Colorado
1 year ago

Chris was super communicative day and night, never left me wondering a thing. I would highly recommend him for your mortgage!!

Aaron Oversole
Salida Colorado
2 years ago

Our refinance was a tough one. Lots of paperwork to get and turn in. Chris made it go smooth and as quick as possible. Very good detail and explanations with every document needed.

Clarence Thomas
Omaha Nebraska
2 years ago

Chris is amazing to work with! Was the easiest refinance transaction I have ever had. I would highly recommend him!

Dusty Mencl
Sutton Nebraska
2 years ago

Our family has appreciated Chris and X Country Mortgage so much! With much kindness and some much-needed tough love, Chris has educated and empowered us financially! 

Kelli Poplau
Hastings Nebraska
2 years ago

The thought of refinancing our mortgage seemed like a daunting task, but Chris made the process much easier than we anticipated! When our appraisal was taking longer than planned, Chris was able to reach out to some contacts to help move things along. He is so knowledgeable and his expertise made this whole experience pretty painless. We were out of town during the time we were set to close on the mortgage and he arranged for a notary to meet us at a coffee shop in Omaha to finalize everything. We are so thankful for XCountry Mortgage for helping us take this step towards securing our financial future!

Kelli & Matt Malouf
Hastings Nebraska
2 years ago

The thought of refinancing our mortgage seemed like a daunting task, but Chris made the process much easier than we anticipated!

Amiee Stevenson
Denver Colorado
2 years ago

I can not express how happy I am that I chose Chris and Heather to navigate and walk with me step by step during my 1st refi! They were very professional and honest, we went thru many options until they felt they found the best one for me, and it worked out in my favor by saving me hundreds of dollars saved each month. The Denver market is crazy and Chris kept me in the loop the entire time of the everchanging interest rates and let me know when we should jump on it! I could not be happier or thank you guys enough for all of your help and dedication, not to just me but all of your clients!!

Jason Bierwirth
Thornton Colorado
2 years ago

Theresa was amazing she was by my side every step of the way and if she didn't know an answer to any of my questions she would get back to me promptly with an answer.

Pam Marion
Lakewood Colorado
2 years ago

I could not be more pleased!! Chris is very knowledgeable, professional, and friendly. He goes above and beyond to find the loan that best fits your needs.

Jay & Sara Schutte
Juniata Nebraska
2 years ago

Chris handled our mortgage from start to finish with extreme care! He made the process amazingly simple! I highly recommend Chris/XCountry Mortgage!

Roxana Gonzalez
Parker Colorado
2 years ago

Excellent professional! He was always attentive to every movement and at all times I look for what favored the process!

Flo Hoagland
Doniphan Nebraska
2 years ago

Chris was easy to work with ,very responsive and knowledgeable. He did a great job on our refinancing and was able to significantly lower our interest rate.

Mary Gage
Poncha Springs Colorado
2 years ago

Wow, that was so much easier than I thought it would be! Chris is friendly, knowledgable, and very helpful. He got me a great rate on my refinance and the whole process went very well.

Denise Lobato
Westminster Colorado
2 years ago

Chris made refinancing so convenient and seamless.  Everything was done online and I didn’t have to drive to an office etc.  he answered all of my questions and even made it possible for me to sign closing documents at my home!

Ethan Printy
Salida Colorado
2 years ago

It has been so great to work with Chris! I would recomend him to any of my friends or family.